News

Coronavirus – a black swan event?

1st November 2020
When the COVID-19 pandemic struck, the severity of its impact on global societies and economies was shocking. Yet critics are insisting that the repercussions could (and should) have been foreseen. Does this make it a ‘black swan’ event?... Read More

Have you saved during lockdown?

1st November 2020
If so, you’re part of 37% of the UK population who managed to put away more money during lockdown, as daily expenditure on commuting and leisure activities dramatically decreased. What’s more, it looks like Britain’s growing army of savers are here to stay, with 36% stating they aim to keep cutting costs post-lockdown1. ... Read More

Age 20 or 50+? Maintain your retirement focus

1st November 2020
Research3 has revealed that almost a fifth of people aged 50 or over believe their retirement will be affected by the pandemic. Of these, a quarter say they have not been able to retire due to their finances, a fifth have had to use some of their retirement savings whilst out of work and a tenth have retired sooner than expected due to redundancy.... Read More

Dividend cuts – not all bad?

1st November 2020
UK dividends experienced their biggest quarterly fall on record in Q2 2020, dropping by over £22bn (57%) to give a total payout of £16bn. Dividends were cancelled by 176 companies and reduced by at least a further 30. BP cut its dividend for the first time in a decade, with a 50% reduction to 5.25 cents a share, compared to 10.5 cents in Q1.... Read More

Are you on your best investor behaviour?

1st November 2020
In uncertain times, where we’ve witnessed periods of stock market volatility, it’s easy to let emotions influence investment decisions, but a good strategy for investors to adopt is not to react hastily. Human instinct is to be responsive, so traversing these behavioural biases can be challenging, but once mastered, resisting the urge to flight can be rewarding.... Read More

The intergenerational impact of coronavirus

1st November 2020
The pandemic has touched the lives of billions of people. Everybody, it seems, has been impacted in some way. However, evidence shows that the pandemic has affected different age groups in very different ways. A recent report6 indicates that although older generations have suffered the greatest health impact, young people have borne the social and financial brunt of the outbreak. ... Read More

Titanic disaster led to historic life insurance payouts

1st November 2020
When the ‘unsinkable’ Titanic hit an iceberg and sank in 1912, life and accident insurance companies lost $3,464,111, according to a contemporary article published in The Shore Press.... Read More

Small island living – rediscovering what we already have

1st November 2020
In recent weeks, there has been an 800% rise in Brits searching for ‘Staycation UK’, as the uncertainty surrounding international travel during the pandemic continues to prevail8.... Read More

Brits spend £40.6bn on lockdown entertainment

1st November 2020
According to Barclaycard Payments12, the UK population spent £40.6bn, or a staggering £771.34 each, on dispensable items to alleviate lockdown boredom.... Read More

Kiss your cash goodbye

1st November 2020
Sorry, we don’t accept cash” has become a familiar refrain in shops and eateries in recent months due to fears that handling cash could accelerate the spread of the virus. So, are we on our way to a cashless society?... Read More

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