If you only read one thing, read this

19th February 2016
Are you still working and making a pension contribution? The Treasury will announce new pensions tax relief rules on budget day – 16th March 2016. These changes could be a single rate of tax relief or possibly a move to a pension ISA TEE (Tax Exempt Exempt) Basis. ... Read More

Rebecca's Exam Achievement

19th February 2016
Congratulations to our Senior Associate, Rebecca Palmer, who has successfully achieved a Merit in the Chartered Institute for Securities & Investment (CISI) Applied Wealth Management exam. This prestigious exam, follows the successful completion of the Financial Markets exam and Portfolio Construction Theory exam. Rebecca is now well on her way to becoming a Chartered Member of the CISI. As the professional body for the wealth management, financial planning, securities and investment industry, the CISI is the leading provider of financial services qualifications in the UK. These postgraduate professional level qualifications are internationally recognised and are designed by senior practitioners to meet the needs of the financial services industry. ... Read More

Cheap Oil: Many Winners, Few Losers

5th February 2016
Something strange is going on: movements in equities have been unusually highly correlated with moves in the oil price over the past few months. Both oil and stockmarkets have fallen sharply so far this year. We need to be careful how we read this: correlations between many assets have risen, as they often do at times of investor stress – it’s not just equities and oil. And we all know that correlation is not the same as causation – we can’t simply state that oil is driving equities, much though it may feel that way. Still, the association between moves in the oil price and moves in equity markets is unusually strong right now and has come to dominate investor attention. ... Read More

Graham's Marathon Training - Update

4th February 2016
Well thank goodness it is now February and it is starting to get lighter. Some of my long runs in early January saw me running through ankle deep water. The following week after a long run I had to put my hands under the cold water tap to warm them up. I seem to be constantly looking at the weather forecast. Believe me it’s no fun running up a hill with a gale force wind blowing in your face.... Read More